Recent Storm Damage Posts
Effects Storm Damage Can Have on Your Building
A burst pipe in Balfour, NC.
When you consider the effects a massive storm can have on your workplace, you probably think about torrential rains and heavy winds. While Mother Nature can certainly wreak havoc on your building in this way, there are other potential consequences to bad weather in Balfour, NC. A burst pipe, for example, can lead to extensive flooding. In turn, you could face time-consuming, expensive cleanup. As you understand some of these other effects of storm damage, you can prepare your business for such an emergency.
How Pipes Burst
Throughout your building, you have a network of pipes carrying water in and out of the facility. At any time, if a pipe were to break, it could expel hundreds or even thousands of gallons of water onto floors, walls, and ceilings, not to mention personal belongings and equipment. A burst pipe can occur from the following:
- Poor construction or low-quality materials
- Lack of maintenance and upkeep
- Frozen water inside that expands and begins to crack the pipes.
It's possible for a frozen pipe to crack and begin to leak without you ever knowing it. Water could gradually trickle out of pipes in walls or ceilings, or under sinks over weeks or months before you detected a problem. This could result in mold growth, the rotting of wood and severe damage to other materials.
If a pipe bursts, it could leave standing water in your building in a matter of minutes. If this happens, move items to higher ground and get to safety as soon as possible. Shut off the water to the building and contact a professional flood remediation company. Cleanup crews can salvage many damaged items and will restore your building as well.
Cold weather can cause a burst pipe. The consequences could be severe damage to your building. Be aware of these dangers and regularly inspect and maintain your plumbing system.
The Responsibilities of FEMA in a Disaster Area
Property was destroyed after a hurricane in Etowah, NC.
The Responsibilities of FEMA in a Disaster Area
The Federal Emergency Management Agency or FEMA responds to all declared domestic disasters and emergencies. This could include natural weather events such as hurricanes and tornadoes, or it could include man-made catastrophes such as wildfires or even terrorist acts. The agency has responded to many large disasters in recent years, including hurricanes in New Orleans, Puerto Rico, the U.S. Virgin Islands, and New York and New Jersey. The agency separates dealing with disasters into four stages:
As a common and recurring problem, rising waters are one particularly challenging aspect of disaster management. Dangerous water events occur in nearly every part of the country.
The Elements of Effective Flood Response and Recovery
The first part of a response after a major storm deals with treating injured individuals and rescuing those in trouble. This can tax community resources, so FEMA is often instrumental in bringing in outside help. These include first responder personnel as well as managing and arranging assistance in the form of food and shelter. Providing valuable information to the community is also a critical role at this time.
The recovery stage that follows includes the use of a professional storm mitigation franchise that has access to significant corporate resources. Industrial equipment such as water vacuums, pumps, and dryers all help mitigate flooding damage. Highly-trained technicians assess the situation for each impacted homeowner in Etowah, NC, and come up with an effective recovery plan.
The Final Stage
Damaged structures are rebuilt using knowledge obtained in other disasters and using the best practices of the restoration industry. Financial burdens are also addressed at this time, as organizations help individuals find funding in the form of loans or grants. Many government agencies work to find resources for homeowners who did not carry insurance, and a disaster declaration often provides additional funds. FEMA plays a coordinating role in helping the country deal with large-scale disasters.
4 Flood Safety Tips for Protecting Your Home
Gutters and downspouts are among the most important tools outside your home.
Flood Prevention Methods For Your House
There is no feasible way to ensure your house is flood proof. While there are many ways to ensure the flood safety of your home through recommended prevention methods, there are always going to be potential threats or unforeseen circumstances that can result in flooding. The best any homeowner can do is talk to a local flood restoration specialist in Hooper's Creek, NC, to figure out the best prevention methods for your house.
1. Ensure Proper Slope for Flood Safety
One of the best safety tips is to ensure the slope of landscaping and driveways is correct. The property surrounding your home should slant away from your house's foundation, typically at about 10°. If you do not have an adequate slope, water will settle against the foundation, potentially leading to cracks, settling, and flooding.
2. Maintain Exterior Components
Gutters and downspouts are among the most important tools outside your home. The components ensure water exits the roof and settles away from the foundation. When gutters and downspouts are clogged, water can settle along the foundation. Additionally, water can back up underneath shingles or find its way into your home through damaged seals.
3. Install Prevention Tools
The best way to prevent interior flooding is by installing prevention devices, such as sump pumps and backflow valves. The type of device best suited to your property will depend on your location and potential flood zone. Therefore, it is best to contact a plumbing professional for recommendations.
4. Perform Routine Maintenance
Clogged drains or collapsed pipes can also lead to a flooded basement. It would be best to consider hiring a plumbing service to perform routine, bi-annual inspections and cleanings to avoid such issues.
The key to flood safety is to follow proper prevention strategies and routine maintenance. While no method guarantees a dry home forever, each reduces flooding risks.
Preventing Sewage Backup
A sewer backup at your home is never fun.
Four Ways To Prevent Future Sewage Backups
A sewer backup at your home is never fun. It is even less enjoyable when it leads to storm damage at your Etowah, NC, home. If you have been suffering through a lot of these backups, it may be time for you to find ways to prevent them from happening again. Here are four actions you can take to prevent future sewage backups.
1. Install a Backwater Valve
Backwater valves are a very common solution to backups. They are designed to help sewage flow away from your house - but they also close if a backup is imminent. Remember that a certified contractor must install such a valve.
2. Use a Standpipe
A standpipe is a simple sewage solution - it is a pipe that is installed right in your floor drain. What makes it unique is that it has a rubber seal that is airtight, so any water that comes out of your drain is usually directed to the pipe rather than the floor. You can also remove the pipe after flooding is no longer an issue, and the remaining water will then drain.
3. Consider a Floor Drain Plug
These plugs are installed below your floor drain grates. They prevent water from backing up when sewage conditions are poor, letting the water return through its opening after the sewers calm down. They are typically very affordable and easy to install.
4. Buy an Overhead Sewer
Did you know that overhead sewer exists? They tend to be a less popular option due to their high cost, but they are highly effective. A professional must install this flood prevention tool.
Remember that even when you take preventative action against sewage backup, sewer cleaning and other upkeep are still important for a better chance of protecting your home. If you are already suffering from water-related destruction, contact a local residential storm damage company for remediation assistance.
Is Mold Inevitable After a Flood?
Mold growth after a flood.
After a flood, is Mold Unavoidable?
When storm waters cause flooding in your Fletcher, NC, home, the cleanup process may take some time. Not only do you likely need to hire a water removal service, but you may also have to repair secondary damage after the water has been cleaned up. While additional damage is a possibility, mold growth does not have to be inevitable after a storm causes water to permeate your house. You can avoid it by doing the following:
- Managing excessive humidity
- Removing standing water
- Reacting quickly to the flood
To better understand if your home may be affected by mold, you need to know what contributes to its growth. The type of water, the time it takes to start cleaning and thoroughness of the cleanup job each plays a part in whether or not mold will start to grow.
If your home is flooded after a storm, chances are the water came from an overflowing river or backed-up sewer system. These water sources are commonly contaminated with spores and bacteria. Water from a dirty source can lead to mold growth quicker than flooding from a broken water supply line.
Lengthy Wait Time
If water sits in your home for a long period of time, the risk that mold will begin to grow is increased. Stagnant water and high humidity create the ideal environment for mold to develop. Quickly calling in a cleaning crew is always a good idea when you find standing water in your home.
Completely removing the effects of flooding is important. Any residual dampness or humidity can encourage mold growth. Some homeowners try to take on the cleanup on their own, but they don't always know how to totally remove water damage. This partial cleanup makes it possible for spores to spread throughout a home.
Mold doesn't have to grow after a flood. Addressing flood cleanup and mold removal as soon as possible can help reduce the damage done by a storm.
What You Need To Know To Safely and Effectively Remove 2 Feet of Water From a Basement
These submersible pumps can be placed directly into the flooded area.
Removing Water From a Basement
Flooding in Mills River, NC, can have a serious impact on almost every area of your commercial building, but one area that is most vulnerable is your basement or garage. Your commercial garage is essentially a giant basin, and if water inundates it, the problem can be extensive and costly to fix—not to mention difficult to drain, especially if you don't have the necessary equipment to do so. If your commercial garage becomes flooded, the best thing you can do is contact a flood cleanup crew. The right team will have the gear necessary to drain your basement and dry it out to prevent secondary damage. Below are three machines that your cleanup crew might use:
- Sump Pump
- Trash Pump
- Pump Truck
Each of these machines helps to quickly and effectively drain large amounts of water from manmade basins.
These submersible pumps can be placed directly into the flooded area and used to pump large amounts of water into a tank or other container. This equipment is mobile, which means you can move it around to different levels to more effectively drain multi-level garages.
When the water flooding your building contains debris, sludge, rocks, silt or other solids, a sump pump may not be effective for draining your basement or garage. In these instances, you would want to use a trash pump, a machine that is specifically designed to remove large amounts of solid waste.
Depending on the source of the water, your cleanup crew may bring a pump truck. These trucks can help clear below-ground levels of water without putting any crew members in danger of contamination. Typically, these trucks are used to clear spills from local bodies of water that may contain human or animal waste. Water is pumped directly into a large tank, which is then delivered to a safe disposal area.
Unless you have the necessary equipment to clear your commercial basement yourself, the best thing you can do when your garage is flooded with water is to contact a Mills River, NC, flood restoration team. The right team has the machines necessary to quickly and effectively dry out your building and prevent secondary damage.
How To Prevent Extra Damage to Your Roof After a Storm
The mitigation process for roof damage involves not only taking care of the problem but also protecting the roof during downtime.
The roof on your house in Hendersonville is your home's first defense against water damage from storms or heavy precipitation. When the storm causes roof damage, your home can become vulnerable to all kinds of problems, including ruined insulation, weakened structural materials and mold growth. By calling flood restoration specialists as soon as you suspect your roof has damage, you are likely to prevent further damage that neglecting the compromised roof would allow.
The first thing that the specialists are going to do is inspect your roof. When they do, they are looking for specific issues that need to be addressed:
• Core components of roof, such as decking, shingles or the membranes that seal out the elements
• Level of saturation in insulation
• Condition of the flashing
• Condition of drains, gutters and rain spouts
Once technicians know the extent of the roof damage, they can formulate a plan. Any time they're not working on the roof, they use measures to protect your roof from taking on more issues.
From the time the mitigation specialists arrive to look at the roof to the time they completely finish repairs, there are going to be long blocks of time when they are not actively repairing the roof. Therefore, it's important that something be done to protect the roof while it's under repair. Some areas can be boarded up as long as the edges of the board are sealed with a waterproof tape or film. A tarp can also cover the roof to provide protection from rain and further wind damage. No matter what measures are used, the roof should not be left open if it has damage.
The mitigation process for roof damage involves not only taking care of the problem but also protecting the roof during downtime. Boards and tarps prevent further damage by isolating the roof from those who mean it harm.
Checking for Hidden Damage After a Flood
Check your crawlspace after a home flood.
Examining for Hidden Damage Following a Flood
It can be devastating when a home flood occurs after a storm in Hooper's Creek, NC. The first stage in the cleanup process is to remove excess water so the repairs can begin. However, there are places in a home where storm damage can go undetected if not properly checked.
The crawl space, for example, is the area between the first floor of the home and the ground. It usually houses crucial parts to the home, like key structure materials, plumbing and electrical wiring. If it becomes inundated with water, this can cause a whole new set of problems. Below are some reasons why checking the crawl space is critical after a home flood:
- Dampness can lead to mold and spreading of spores.
- It often has insulation, which is prone to moisture.
- It’s a dark space where rodents and other pests like to hide.
Keep in mind that it can be a very dirty job to clean up a crawl space, so it’s advisable to hire a restoration company with the proper equipment. Also, because important wiring is usually found in this area, for safety reasons it’s best to leave it to the experts to navigate.
Drying the Crawl Space
Once the professionals have identified a problem in the crawl space, here are some of the things that will generally happen:
- The materials inside will be removed, especially those that already show signs of mold or rot.
- It may need to be sealed off with a special coating to prevent moisture from coming back in.
- You may wish to prevent future water leakage by modifying the drainage system around your home’s foundation.
Nobody likes having to deal with a home flood. But the sooner the damage is assessed, including in those hidden spaces, the sooner the recovery and restoration can begin. This will also give you the opportunity to fix anything that could become a repeat problem later on. Then your home can be back in order and you can enjoy it once again.
5 Tips To Prepare Your Building Exterior for a Storm
Keep computer files backed up on an external hard drive.
Five Tips To Get Ready For A Storm
Everybody knows that Fletcher, NC, gets slammed by nasty storms occasionally. One of the best ways to prevent unnecessary storm damage to commercial buildings is to perform regular exterior maintenance, including an annual inspection.
However, when the storm is approaching, there are a few essential steps you should take that can save you tons of money. Here are five tips to get ready for the storm and raise your odds of evading the worst problems.
Build a READY Plan
You can get a free site analysis and smartphone app to help you keep your building maintained for disaster preparedness. It’ll have all the key info securely stored for you in the cloud as well as locate potential issues with your property that should be addressed during exterior maintenance.
Clear Drains and Gutters
Gutters that are jammed with gunk are a disaster waiting to happen. They often lead to the seepage of water to the interior of a building – but this damage isn’t covered by insurance! This should be part of your annual building inspection.
Protect Vents and Outlets
Vent hoods and attic louvers should all be covered or locked closed. Winds may blow the heavy rain sideways, and the water damage can be substantial. Your local storm damage restoration experts can help you locate problem areas and develop solutions.
Strap Down and Bring Inside
Anything loose should be brought inside. Even small objects can become deadly missiles in a big storm. Anchor or stow away any temporary or portable buildings. Expect swinging or portable signs, trash cans and outdoor furniture to go missing in a big wind if left outside!
Secure the Interior
Clear off desks and counters of loose items. Expect paperwork to go for a long, wet flight if you leave it for the wind. If you don’t have a waterproof safe, take vital paperwork with you. Try to keep all your data backed up and always unplug computers.
With the right preparation and solid exterior maintenance, your building can weather all but the worst storms. These tips are an excellent way to protect your investment and save a lot of headaches.
3 Ways To Prepare Your Commercial Building To Handle Intense Winds
Call us when storm damage strikes.
Three Ways To Secure The Premises
Hurricanes are classified by wind speed, with each level increasing in devastating intensity. In fact, using specialized technology, the National Hurricane Center measures the wind, using the data to place the system within one of five levels. To minimize hurricane damage, commercial owners in Hendersonville, NC should implement essential safety protocols. Getting ahead of the storm has the potential to save headache major costs.
1. Inspect the Roof
High winds can range from 74 mph to over 200 mph, exerting immense force on the property's roofing. While this structure is designed to handle external elements, issues can arise if it's not in the best shape. Before the storm arrives, have experts examine the rooftop, looking for any openings or loose shingles. Repair them to avoid leaks and saturation.
Discuss upgrading the materials. Wind can pick up the roofing. Add straps to hold the roof framing and wall framing together. Also, speak with professionals about changing to impact-resistant shingles.
2. Clear the Land
Safeguard from hurricane damage by eliminating potential obstacles. Walk around the property, checking for anything loose. Move furniture and bulkier items inside. Pick up sticks and branches. While they may seem innocuous, even minor things can become a significant issue if hurled into the build. Breaks to the exterior permit interior flooding. A water restoration company should assess the moisture and clean up the trouble.
3. Reinforce Windows
Windows and glass doors are incredibly vulnerable. Prepare for this danger. Extreme wind speeds can shatter the glass. Shutters and plywood establish barriers, working to fight against such intrusions. Another option is to purchase windows with a higher wind rating. Look for something with a high design pressure rating. While issues could still arise, the more substantial the build, the lower the risk.
Proactive efforts reduce hurricane damage risk. Before a maelstrom barrels into town, check out the grounds and secure the vulnerable spots. Reinforce weaker zones and pick up possible fliers. Simple steps could make life easier down the road.
Why Dealing With Storm Damage Is a Job for Professionals
Storm damage in Hendersonville, NC.
If you are like most homeowners, you take pride in keeping a clean and orderly house. You probably have many skills that can help you straighten out things when the situation calls for it. In the case of cleaning damage from flooding, though, you may have met your match. A heavy influx of water from outside your home in Hendersonville, NC causes a multitude of complicated problems. Cleaning up this mess often calls for professional training and advanced equipment. Most homes are not equipped with the resources to deal with major flood damage.
A home can face many different types of emergency situations. A broken pipe, for example, is complicated enough, but if the water is clean the problem is a bit more manageable. It still will likely require the services of a professional storm mitigation franchise. In the case of flooding from the outside, you will face a situation that is complicated by several factors:
- The presence of dirty, contaminated water
- The need for workers to wear PPE
- The potential for damaged insulation and drywall
- The need for testing to determine if items can be restored
Your best bet in this situation is to make sure your family members are safe, and to allow the professionals to get to work restoring your home. They will do what is necessary to rid you home of any problems caused by a storm.
Water damage in your home is always a tricky business. An experienced crew from SERVPRO is Here to Help. They will bring in equipment to remove standing water; they will dry out your home with powerful fans and air dryers. Certified workers will look for damage that is not readily apparent without testing, and they will make sure there is no lingering water behind walls and beneath floorboards. Trained technicians have experience with a variety of flooding scenarios. Just as importantly, you can feel confident that the job is done according to the highest industry standards.
3 Storm Preparation Steps for Your Business
A building covered with shutters to protect employees from blowing debris
Steps In Preparing Your Business For A Storm
While many individuals take the time to prepare for storms at home, it’s important to be proactive in preparing your business for major storms as well. Regardless if you’re a manager or employee, storm preparedness is everyone’s job. The time to prepare is before a disaster, not when you’re standing in two feet of flood water. Here are three steps to prepare your Etowah, NC, business for a storm.
1. Assess Property
First, evaluate the strengths and weaknesses of your physical location prior to forming a preparedness plan. Walk around the property and identify areas that need to be reinforced. Below are a few things to inspect:
- Windows should be covered with shutters to protect employees from blowing debris.
- Large furniture pieces need to be anchored to wall studs.
- Large branches and trees should be removed if they could potentially fall on the building.
- Have a roof inspection done to ensure it can withstand a storm.
An honest assessment can help prevent a flooded building and extensive damage.
2. Preserve Documents
Invasive flood water can quickly ruin vital documents. Thus, one of the most important steps is backing up items that are hard to produce such as legal documents and accounting statements. A small business may find that backing up data on an external hard drive is sufficient. There are other methods, including local area network and tape storage. Research backup methods and choose one that suits the needs of your company. Once you’ve determined the right method, store your backup data in an off-site location to avoid water damage.
3. Gather Supplies
The third step is gathering supplies to have on hand during a storm. Major storms rarely give long notice before striking, and it’s imperative that your employees have the necessities to survive being stranded for a time. Battery-operated radios, food, water, blankets, first aid kit, flashlights and cleaning supplies are just a few suggested items. Important contacts, such as your insurance company and restoration company, should also be readily available.
You can minimize the damage caused by floodwater by preparing your business for major storms. Begin today by following these three steps.
3 Actions To Avoid After a House Flood
A flooded home in Zirconia, NC
Prevent Future Issues After A House Flood
An unexpected flood inside your Zirconia, NC, home can turn your world upside down. Ruined carpeting, furniture and appliances may stand in several feet of dirty water that might contain raw sewage and other impurities, especially if the source of the flood water came from outdoors. You may not know where to begin when it comes to cleanup efforts, but there are a few actions you may want to avoid to prevent future issues.
1. Leaving Heating or Cooling Systems On
After a flood, the humidity levels in your home may spike considerably because of standing water. This can encourage mold growth, which can happen quickly thanks to the combination of moisture and humid conditions. Leaving your HVAC system running can spread mold spores around your flooded home, where it can settle and grow in new locations that were also affected by the flood.
2. Keeping Flooded Rooms Accessible
Even if flood water comes from a sterile source, such as a broken kitchen pipe, it can degrade quickly. Keeping the area open and allowing people or pets to enter the water not only tracks it to other areas, moving through the water might cause it to seep into adjacent rooms. Sealing off the room or rooms can prevent seepage and possible damage to other areas.
3. Cleaning Water Away Yourself
Some types of flood water damage require the services of a black water cleanup and mitigation company that has the proper tools and equipment to clear away contaminated water properly. Toilet overflow floods can present an unsanitary situation, so trying to mop or vacuum it up may leave unpleasant, lingering odors behind. A flood cleanup service can provide you with different options for odor removal and, if needed, the tear-out and replacement of ruined building materials.
Different types of floodwater can cause widespread damage to your Zirconia, NC, home, and trying to handle it yourself may make some problems worse. Knowing which actions to avoid can make the cleanup process more productive and avoid future long-term damage.
3 Important Supplies To Stock in Your Building's Emergency Kit
Having a first aid kit at your business is a smart idea
Three Supplies You Should Have On Hand
Have you ever considered what to do if a natural disaster struck while you were at work? What would you do if someone were injured in the rush to evacuate? As a business owner in Hooper's Creek, NC, the law requires you to have a first aid kit on site. The kit should contain specific items in quantities appropriate for the number of people working at your building. Here are three types of supplies you should have on hand.
1. Wound Care
Cuts and scrapes are common injuries, so the first thing you should do is think about how to stop the bleeding. Stock the emergency kit with antiseptic wipes, bandages, and gauze pads and rolls in various sizes. Adding adhesive tape, topical antibiotic ointment, cotton balls, and cotton swabs are also a good idea.
2. Small Tools
You must be able to customize the items for wound care, so the next things to stock are small tools like blunt-nose scissors, tweezers, and a small nail kit. You may even want to include latex gloves to keep from infecting wounds while you clean them. These items should be kept in the first aid kit and not used for any other purposes to keep them as clean as possible. You’ll rely on these tools in an emergency, so you don’t want to find that they’re dirty or missing when you really need them.
3. Emergency Documentation
While you can’t predict every situation you’ll encounter, it is important to add to the kit information like an emergency handbook and a copy of company procedures for such situations. You could even create your own list with the contact information of local first responders and emergency cleanup services.
Having a first aid kit at your business is a smart idea and is required by law, so don’t overlook this important tool. With the right supplies in your kit, you’ll be able to care for an injured person until help arrives.
4 Things To Keep in Mind After a Storm Damages Your Roof
Roof inspection in a Balfour, NC home
Keep These Items In Mind After A Storm Hits Your Home
A number of weather events can negatively impact the ability of your roof to keep you and your loved ones dry. High winds can tear off shingles. Ice sheets can damage the flashing and gutter systems. Hail can hit hard enough to cause tears in the roofing materials. All of this necessitates a timely roof repair. Waiting too long can make the problem worse and the next thing you know you have watermarks on your ceiling. Keep these items in mind after a storm hits your home in Balfour, NC.
1. Take Care of Roof Damage. Hoping for dry weather is a losing game. Eventually, it will storm again, and probably sooner than later. If your roof is failing, a roof repair is the smartest thing you can do. It will protect your property and keep rain where it belongs: outside your home.
2. Get an Inspection. After a powerful storm, call a trusted roofing contractor to perform an inspection. A trained eye can tell you if wind damage has reduced the ability of your roof to repel water. A contractor has the skills and the equipment to get up on your roof and look things over.
3. Take Care of Water Problems. A roof leak opens a can of worms, figuratively speaking. Water in your home exposes your property to problems such as corrosion of materials and the growth of mold. When things get out of control, it's best to call in an experienced storm mitigation franchise. Experts can efficiently handle both water and mold problems. In fact, they are related: mold thrives in moist conditions.
4. Consider Storm Prevention Methods. Storm season is over until the next one begins. In addition to roof repair, consider other methods to protect your home against the next big weather event. Make sure your landscaping slopes away from your foundation to divert water away from your home. Clean out drains on your property so they drain properly. A little prevention can keep larger problems from spoiling your day.
What Storm Insurance Coverage Do You Need?
Did you know that your business could be affected by storm damage no matter where you live?
• Hurricane season affects the East Coast between June 1 and November 30.
• The Eastern Pacific has to worry about hurricane season from May 15 to November 30.
• In 2018, the southern states experienced many deaths because of storm-related flooding.
• Severe weather may lead to hail as much as 2 inches across and winds as fast as 75 miles per hour.
How will your Hendersonville business do if it's hit by any of these storm conditions? Are you prepared with the right storm insurance?
Standard Exclusions for Building Insurance
When you have insurance coverage, you can expect to be covered in the event of fires, theft, vandalism, and windstorms. However, standard property insurance doesn't cover earthquakes, flooding, or hurricanes. You need to add the right policies to get this coverage. Standard commercial coverage is vital for your business, but it isn't enough to protect you from storm-related losses. That standard coverage may also have exclusions for
• Specialized equipment
• Expensive gear
• Inventory stored out of the building
If you run a business out of your home, there may be issues reconciling commercial property coverage and storm insurance for private property.
Replacement-Value vs. Actual-Cash-Value Coverage
Research the difference between replacement-value and actual-cash-value coverage. If your property is damaged or lost, you want to be sure your storm damage insurance will cover the replacement costs of that property. You'll probably pay more for the coverage, but if you're hit by storm damage, you'll be glad for the extra protection. Actual-cash-value coverage takes depreciation into account, so even if you purchased equipment new, you'll get less money after you've owned and used it.
Before your business is affected by storm damage, make sure you have the right storm insurance. If you have more questions, ask local storm damage remediation professionals for area-specific answers.
What You Should Know About FEMA and Flooding Recovery
What You Should Know About FEMA and Flooding Recovery
While you hope to never experience flooding from a hurricane or storm, it’s important to know what to expect when dealing with FEMA, the Federal Emergency Management Agency. This agency is a part of the United States Department of Homeland Security, and it is responsible for providing shelter and assistance after a disaster. If your home in Mills River, NC, experiences flooding, you can register for assistance. An inspector will contact you by phone to arrange for a visit to your home to assess and verify the flood damage. When you are called, be sure to make note of the following:
- The name of the inspector
- Their contact information
- The time and date of the phone call
- The time and date of the home visit
Getting Ready for the FEMA Inspector Visit
The most important thing that you must provide is documentation that proves you are the owner of the property. The inspector should provide official identification, which does not include any FEMA-branded gear. They may also inquire about the property being your primary residence and ask questions about the home’s occupancy at the time of the disaster event. They are only there to make a quick assessment and verification of the flooding damage. An inspector should never charge a fee, nor make a determination of your eligibility for financial assistance.
Other Things To Know
An inspector should not be confused with an adjuster from FEMA or an insurance company. An adjuster comes out and completes a thorough, detailed analysis of flood damage. You may consider hiring an adjuster to represent you and prioritize your needs, especially if you’re not satisfied with the findings of your insurance company. If you qualify for assistance and receive a check or direct deposit, you’ll get instructions on how to use the money. Be sure to go with an experienced specialist in water restoration services.
Are Storm Shutters Right For Your Home?
Protect your windows with shutters
Storm shutters and panels can protect the doors and windows of your home from high winds and flying debris. Here are a few considerations to help you decide whether shutters will be a good investment in the safety of your home in Hendersonville, NC.
What Are the Risks?
You may want to consider fortifying doors and windows if you live in a region with high risk of
• Strong winds
• Tropical storms
If high winds and flying debris occur frequently, you should select heavy-duty materials and permanent installations. Removable or ornamental options may meet your needs if storms are less frequent or severe.
Which Styles Are Available?
There are several shutter styles available for sale. Choose the design that is the easiest and most effective to use.
• Accordion-style hinged panels bolt on to window sides
• Bahama awnings mount on window tops
• Bolt-on storm panels are made of aluminum, polycarbonate, or steel and are removable
• Colonial designs are available in aluminum, polycarbonate, or wood
• Rolling installations mount over windows and roll down on tracks
• Fabric storm panels are made of reinforced-PVC or mesh
Storm panels are very affordable, at about $7 to $15 per panel. Accordion and Bahama designs are priced at about $15 to $25 per square foot of window. Rolling installations range from $20 to $30 per square foot. Colonial designs cost up to $200 to $500 per window. Fabric storm panels are less effective and cost anywhere from $75 to $300 per window.
How Much Do Shutters Cost?
You can protect your home at a cost that ranges from $500 all the way up to $8,000 for top-of-the-line, permanent protection on many windows. The average price is between $2,000 and $5,000.
Choose storm shutters that can protect your home. If high winds result in damage, rely on a storm damage mitigation and restoration service in Hendersonville.
Thunderstorm Safety Tips To Help Protect You And Your Henderson County Home
While there really isn't much you can do to prevent the severe thunderstorms that rock our world here in Henderson County, you can minimize the damages to your home and property. By taking a few precautionary measures, you can help to protect your family and home.
To prepare for the inevitable thunderstorms that we get here in the mountains, we recommend these safety tips:
- Put together an emergency kit and family plan (see details on how to do this in our other blog)
- Secure outdoor objects that could blow away or damage your home or property
- Remove dead or rotten trees
- Remove branches and debris
- Stay inside your home during the storm
- Close all exterior windows and doors
- Unplug electronic equipment before the storm (power surges from lighting can cause serious damage to computers and televisions)
- Avoid taking a shower or bath during a storm (plumbing and bathroom fixtures can conduct electricity)
- Listen to a battery-operated radio for the latest storm updates
If your home is damaged by a storm, please contact SERVPRO of Henderson County at 828-692-3337. Our highly trained professionals use specialized equipment and advanced training to quickly restore your home to pre-storm condition.
When Disaster Strikes - Do You Have An Emergency Family Plan Henderson County Residents?
Be prepared for the worst!
When disaster strikes, it can be difficult to think clearly in the midst of the chaos as you do your best to protect our number one priority... family. While you may not be able to predict and plan for every possible scenario, you can help to protect your family by planning ahead and creating an Emergency Family Plan.
Making Your Emergency Family Plan
You can prepare your Emergency Family Plan by asking your family members to participate. After everyone has gathered, discuss the importance of being safe and prepared should disaster strike. Discuss the possibilities... What are the common natural disasters in your area, what are the unlikely but still possible disasters, what are the possible disasters that aren't caused by nature? With everyone brainstorming this together, you should be able to come up with many scenarios.
With natural disasters like unpredictable storms or tornadoes, you'll most often take shelter in the safety of your home, but with emergencies like house fires, you'll need an immediate evacuation. Your Emergency Family Plan should help to prepare you for both.
Make a list of emergency contacts. Make sure to put that list in a place where its protected from the elements and in a place where your family has access to it. Designate an out-of-town contact as your family's centralized, emergency communications facilitator in case your family is not together when a disaster strikes. Add that person's number to your emergency contacts on each family member’s cell phone. Keep records of important medical, insurance, and identification information. Make sure your kids know how to call 911, and help them memorize important emergency phone numbers in case of evacuation or separation.
Choose your shelter and meeting place. Be sure to pick a place away from the windows and from the exposure to the outside. Generally, the safest options for shelter are basements and closets, as well as safe rooms that are specially designed. Wherever you choose, make sure its easily accessible and stocked with emergency supplies, ready to use at all times. Should you need to evacuate, identify at least two exits and make sure there's no obstacles getting in the way of there path. Designate a neighbor's front yard or another safe outdoor location nearby as the family meeting place.
Time to put together an emergency kit. It may be different depending on what type of disasters you are likely to encounter but this is a good starter list for your kit. When putting this together, plan to have enough supplies for you and family to survive for at least 3 days.
~ Large plastic tub or tubs, clearly marked - Emergency Kit.
~ Bottled water (one gallon per person, per day)
~ Non-perishable food
~ Flashlights and batteries
~ First aid kit
~ Hygiene items
~ Whistle to signal help
~ Dust mask
~ Manual can opener
~ Wrench or pliers
~ Fire extinguisher
~ Copies of important documents
~ Backup power bank - Portable charger
~ Extra clothing
~ Garbage bags
~ Duct tape
~ Local maps
Review your Emergency Family Plan and safety procedures together regularly. Practice some hypothetical situations and see how long it takes everyone to reach there designated shelter or meeting place. You could practice home fire drills as well, practicing crawling on the ground to avoid smoke or blocking off certain areas of your house so that alternate escape routes are thought out. The more scenarios that are practiced, the better prepared you and your family will be, if or when a disaster strikes.
SERVPRO of Henderson County is always here to help. 828-692-3337